. . . . . "2020-01-10" . . . . . . "Universal Authentication and Authorization Framework is a user-centric, privacy by design and decentralized system that allows anyone to easily benefit from a reliable digital identity made of multi-purpose and multi-origin attributes. In this article, we present the implementation of this framework in the context of online banking. We demonstrate how it can facilitate enforcing Know Your Customer when opening a new bank account online by allowing users to combine verifiable identity attributes issued by different organizations."^^ . . . . . . . . . . . . . . . . "Know Your Customer: Opening a new bank account online using UAAF"^^ . . . . . . .